Terms of Service

Acceptance of Terms

By accessing or using BalanceSplit ("the app", "we", or "us"), you agree to be bound by these Terms of Service. If you do not agree, please do not use the app.

Description of Service

BalanceSplit provides tools to track shared expenses, calculate balances, and settle debts among groups, couples, and trips. We may update, suspend, or discontinue features at any time without notice.

Your Account

You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You must be at least 13 years old to use the app.

Acceptable Use

You agree not to:

• Use the app for any unlawful purpose or in violation of any applicable law.
• Enter false, misleading, or fraudulent expense data.
• Attempt to access another user's data without authorization.
• Interfere with or disrupt the app's servers, security, or functionality.
• Reverse engineer, decompile, or disassemble any part of the app.

Your Content

You retain ownership of the expense and ledger data you submit. By entering it, you grant us a limited license to store and display it within the app as needed to provide the service — including sharing it with the members of a ledger you invite them to.

No Financial Advice

BalanceSplit is a convenience tool for tracking informal debts among people who agree to settle them. It is not a financial institution, payment processor, or source of financial or legal advice. Settle transactions through your chosen payment method outside the app.

Intellectual Property

The app's design, branding, and software are owned by BalanceSplit and protected by applicable intellectual property laws. You may not copy, modify, or distribute them without our permission.

Disclaimer of Warranties

The app is provided "as is" and "as available" without warranties of any kind, whether express or implied. We do not guarantee that balances will be accurate, complete, or uninterrupted.

Limitation of Liability

To the fullest extent permitted by law, BalanceSplit shall not be liable for any indirect, incidental, or consequential damages arising from your use of or inability to use the app.

Termination

You may stop using the app at any time. We may suspend or terminate your access if you violate these Terms or for any other reason at our discretion.

Changes to These Terms

We may revise these Terms from time to time. Continued use of the app after changes are posted constitutes your acceptance of the updated Terms.

Contact

Questions about these Terms? Reach out through the app's support channels. See also our Privacy Policy.