How to use BalanceSplit
A quick walkthrough from creating your first ledger to settling up with everyone.
Sign up or log in
Create a free account with email and password, or continue with Google, Apple, Microsoft, or Facebook.
Create a ledger
Name it, choose "At-end" or "Monthly" settlement, and add who's splitting costs. Anyone you add can be invited later — they don't need an account yet.
Open your ledger
Every ledger shows the running total and its expense list first, with an "Add expense" button always one tap away.
Add an expense
Log what was spent: description, amount, category, who paid, and how it's split — equally, by amount, percentage, or shares.
Check balances
The Balances tab shows exactly who owes who, net of every expense and payment recorded so far.
Settle up
Still on the Balances tab, the suggested payments below minimize how many transfers it takes to zero everyone out. Mark one as paid, or record a payment yourself — every payment you've recorded stays listed underneath.
Invite others
Share the ledger's invite link so everyone can see expenses and balances. You can generate a new link or turn invites off at any time.
Want to see the math behind balances and settle-up? Walk through a worked trip example.
No spreadsheets. No IOUs. Just settled.
Create your first ledger in under a minute and split expenses the easy way.
Start splitting free