How to use BalanceSplit

A quick walkthrough from creating your first ledger to settling up with everyone.

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Create a free account with email and password, or continue with Google, Apple, Microsoft, or Facebook.

BalanceSplit home screen listing your ledgers

Create a ledger

Name it, choose "At-end" or "Monthly" settlement, and add who's splitting costs. Anyone you add can be invited later — they don't need an account yet.

The new ledger form with settlement mode and member names

Open your ledger

Every ledger shows the running total and its expense list first, with an "Add expense" button always one tap away.

A ledger's expense list with total spent and expense count

Add an expense

Log what was spent: description, amount, category, who paid, and how it's split — equally, by amount, percentage, or shares.

The add expense sheet with amount, category, payer, and an equal split

Check balances

The Balances tab shows exactly who owes who, net of every expense and payment recorded so far.

The balances tab showing who owes and who gets paid back

Settle up

The Settle Up tab minimizes the number of payments needed to zero everyone out. Mark a suggested payment as paid, or record one yourself.

Invite others

Share the ledger's invite link so everyone can see expenses and balances. You can generate a new link or turn invites off at any time.

The invite sheet with a shareable link to join the ledger

No spreadsheets. No IOUs. Just settled.

Create your first ledger in under a minute and split expenses the easy way.

Start splitting free